Comparative Study on the Overall Performance of Merged Public Sector Banks and Private Sector Banks using CAMEL Model

Purpose: The main motive of this research was to assess the overall functioning public sector banks before merger and after merger. At same time effective comparison is been undertaken between private banks. One most crucial practices evaluating performance bank involves critical examination account statements concerning annual report. Major parameters for Banks’s include assessment adequate capital, quality assets, ability management control risk, earning capacity liquid adequacy meet monetary obligations by Impact on bank’s are measured compared judge its effectiveness. Methodology: Quarterly published financial from 2019-20 2020-21 selected used analysis. Analysis based CAMEL model where rated a scale 1 5 basis rating This study applied t-test as inferential statistics draw conclusion comparative Findings: revealed there significant difference in merged it found that even not able strive against their performance. Originality: It may be helpful government making an strategy changing policies consolidating Banking sectors major contributor country’s GDP hence result can utilized improve both Utilitarian Implication: will valuable pragmatic various stakeholders like investors, banking sectors, government, employees, customers, society whole maintain stake these Paper Type: Analytical Research